Travel credit cards are a great way to help enhance your future vacation experiences. With the right card, you can rack up many perks like free travel and elite member status with certain hotels and airlines. Some cards offer some cash back options, but you’re much better off using the points for travel-related perks.
When shopping for a new travel credit card, keep in mind that they’re usually going to fall into one of three categories: hotel cards, airline cards and general travel cards. Hotel and airline cards will give you reward points on just about anything you spend money on, but keep in mind that you’ll only be able to redeem those points with that specific hotel or airline. General travel cards will grant you reward points at a lower rate than the brand specific cards, but you can also use those points across a variety of different brands and loyalty programs. Here are the top recommended travel credit cards. Depending on your personal travel preferences, one of these cards might be just the right one for you.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a great choice for travelers who don’t want to be tied to a specific brand. If you spend a lot on travel expenses, this is likely your best bet. Plus, Chase offers a really big sign-up bonus for this card, and you pay no annual fees for your first year. However, you’re gonna need an excellent credit rating to get approved for this one.
Marriott Rewards Premier Plus Credit Card
This card is the best for those looking for hotel rewards and since Marriott is the largest hotel chain in the world, you shouldn’t have any problem finding places to redeem your points. You also get a sizable bonus when signing up for the first time, but like the Chase Sapphire Preferred, your credit rating needs to be pretty stellar to get approved.
Gold Delta SkyMiles Credit Card from American Express
This is the best card in terms of airline loyalty miles. If you fly a lot and you’re comfortable with Delta, this is an excellent choice.
Capital One Venture Rewards Card
If you’re not sure about jumping “all-in” with one of the above cards, the Capital One Venture card is probably your best bet. You can get by with a slightly lower credit rating when signing up, and you pay no fees for your first year. It’s a good card for racking up “general,” flat-rate travel points.